Listen to Lawrence…Estate Tax Question Answered

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LISTEN TO LAWRENCE Dear clients and friends, Here’s the answer to one of your estate tax questions: Question for Lawrence Hi Lawrence, I have an estate worth $7 million. I understand that I have no exposure to estate taxes. Is this true? My Response I wish I could say that this is …

Listen to Lawrence…Is my home an exempt asset from Medicaid?

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Dear clients and friends, Here’s the answer to one of the most commonly asked questions: Question for Lawrence The only asset I own is my home. Is my home an exempt asset from Medicaid? Thanks, I love your emails. My Response Thanks. I started these LISTEN TO LAWRENCE emails when the pandemic began and I …

Listen to Lawrence…Answering your Medicaid questions

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Dear clients and friends,   READER QUESTION:   If my mother’s regular checking and savings account are actually listed as a joint account with my nephew, does Medicaid still consider it only her money or half her money?    MY RESPONSE:   Jointly held bank accounts are understandingly confusing. After …

Listen to Lawrence…Answering your Title Theft questions

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Dear clients and friends: READER QUESTION: I hear that homeowners are having their titles stolen and have lost their homes to this thievery. Title theft warning services are being sold on TV to supposedly protect you from this practice when Lifelock, etc. won’t. Would having a mortgage on your home make …

Listen to Lawrence – Caregiver Agreements

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Dear clients and friends, I’d like to share another article which might be of special interest to some of my clients from the Special Needs Alliance, an organization of which I was one of the founding members. You can find many more helpful articles and resources on the Special Needs …

Listen to Lawrence…FDIC: Corporation/Partnership/Unincorporated/Government Accounts

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LISTEN TO LAWRENCE Dear clients and friends, This LISTEN TO LAWRENCE installment introduces the last two categories of separate FDIC insurance: CORPORATION/PARTNERSHIP/UNINCORPORATED ASSOCIATION ACCOUNTS and GOVERNMENT ACCOUNTS. Remember, this insurance is in addition to the insurance you get from each of the other categories discussed in my previous emails. FDIC …

Listen to Lawrence…Podcast Explaining the Secure Act

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LISTEN TO LAWRENCE…Literally! Dear clients and friends, Hopefully, you listened to and enjoyed my two podcasts (Comparative Elder Law: New York and NY Medicaid Planning – A Comparison) hosted by my friend and fellow Elder Law attorney, Robert Fleming of the Elder Law firm, Fleming and Curti, PLC. If you …

Listen to Lawrence – FDIC: Employee Benefit Plan Accounts

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LISTEN TO LAWRENCE Dear clients and friends, FDIC PART 9: EMPLOYEE BENEFIT PLAN ACCOUNTS This LISTEN TO LAWRENCE installment introduces the sixth category of separate FDIC insurance, EMPLOYEE BENEFIT ACCOUNTS, at an insured bank. Remember, this insurance is in addition to the insurance you get from each of the other categories, including …

FDIC Part 8: Certain Retirement Accounts

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LISTEN TO LAWRENCE Dear clients and friends, FDIC PART 8: CERTAIN RETIREMENT ACCOUNTS This LISTEN TO LAWRENCE installment introduces the fifth category of separate FDIC insurance, CERTAIN RETIREMENT ACCOUNTS at an insured bank. Remember, this insurance is in addition to the insurance you get from each of the other categories …

Listen to Lawrence…Literally! Invitation to a Podcast.

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Dear clients and friends, During the height of the pandemic when our physical office was closed, I was running my legal practice from Tucson, Arizona. Hey, why not? While I was there, I visited Robert Fleming, a nationally known Elder Law attorney and partner of Fleming and Curti, PLC. I …